抵押贷款再融资

Primary goals of mortgage refinance

  • 获得较低的利率
  • Shorten the term of your mortgage
  • Convert from an adjustable-rate mortgage to a fixed-rate loan or vice versa
  • Tap into home equity for cash funds to handle emergencies, 巩固债务, 或者改善家居环境.

我应该为我的抵押贷款再融资吗

Refinancing a mortgage means paying off an existing loan with the intent of replacing it with an updated one. 

Refinancing to obtain a lower interest rate is the best reason to move forward with such plans, especially when rates drop in the current market. This in and of itself can shorten the term of your loan and reduce interest payments throughout the life of the loan.

Refinancing to utilize the equity in your home gives you flexibility with the proceeds. You can consolidate your debt and have one monthly payment, or you can use the cash to do home improvements or put additions on your home, like kitchen renovations or a new garage.

MyChoice抵押贷款

选择你的费率和期限!

We don’t choose the terms of your loan, you do! Just pick the interest rate or the loan term that works best for you. 这就是你的“我的选择”抵押贷款!

 
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